In many cases, securing traditional funding for a construction loan can take as long as the construction itself. We understand construction loans well and can deliver when it counts. Please see our general construction guidelines below.
| Loan To Value | Up to 75% of cost |
| Loan Amounts | $100,000 - $3,500,000 |
| Term | 3 - 12 months |
| Points | 2 - 6 points depending on length and LTV |
| Rates | 8-14% |
| Types of Collateral | Real estate only (residential, commercial, land); Additional security can vary |
| Location | MOSTLY IN UTAH |
| Up-front fees | None |
| Closing Time | As quickly as 72 hours |
| Appraisal | Not required. Property inspection by staff is usually required. |
| Credit | Credit is not a main qualifier for the loan. The majority of our decision is based on the assets involved |
| Liens | First liens only |